Question

a) O cartão de crédito leva você a gastar mais?​

Answer 1

Resposta:  yes , credit card does make you spend more.  This has been proven as per statistical records as well.

Explicação: The reason for this can be the psychological factor which makes us feel that we are not paying for something immediately and we do have a period of time to actually pay . Another reason could also be the benefits and rewards attached to credit card usage such as discounts and reward points.